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What we do

Everything we do,
grouped sensibly.

Three buckets of work and a wide tool kit underneath. Every brief is scoped and priced to suit the way your business actually runs. The person scoping the project is the person delivering it.

Technical capability

We work with the tools you already use, including AI.

Our practice uses AI where it earns its keep: automating reconciliations, triaging exception queues, generating first-draft documentation, and accelerating analysis. The tools below are what we build with.

Pipeline run
Form filled
Dashboard refreshed
Python
OpenAI
dbt

Spreadsheets and financial models

Replace fragile workbooks with something your team can run.

Predictive analytics

Forecasts and scoring scoped to the decision they're meant to inform.

Process automation

Replace repetitive manual workflows with software. Less copy paste.

KYC, CDD and AML support

Onboarding, screening and case work, documented and reviewable.

BCBS 239 regulatory data compliance

In plain English: the international rule for how banks handle the data behind their risk reports.

Dashboards and reporting

The right numbers in front of the right people, refreshed automatically.

Pricing models

Pricing logic written down, testable, and easy to change.

Workflow automation

n8n, Power Apps, Power Automate, Microsoft Dynamics, Pega.

Governance frameworks

Policies, controls and committee packs that hold up under audit.

Credit risk and collections support

Strategies, model challenge and reporting for credit teams.

Financial modelling

Models a finance lead can read and a non-specialist can follow.

Credit risk modelling

PD, LGD, EAD and scorecard work, with assumptions stated plainly.

Software testing and QA

Test plans, regression checks and release sign off.

GDPR and data protection

Plain English records of processing, DPIAs and data flows.

Model risk and validation

Independent review and challenge of models the business depends on, with assumptions written down and tested.

Data, models and reporting

Numbers people can act on, models the decision-makers can read.

Spreadsheets and financial models

Replace fragile workbooks with something your team can run.

Dashboards and reporting

The right numbers in front of the right people, refreshed automatically.

Financial modelling

Models a finance lead can read and a non-specialist can follow.

Predictive analytics

Forecasts and scoring scoped to the decision they're meant to inform.

Pricing models

Pricing logic written down, testable, and easy to change.

Credit risk modelling

PD, LGD, EAD and scorecard work, with assumptions stated plainly.

Automation and software

Replace repetitive work and keep releases moving.

Process automation

Replace repetitive manual workflows with software. Less copy paste.

Workflow automation

n8n, Power Apps, Power Automate, Microsoft Dynamics, Pega.

Software testing and QA

Test plans, regression checks and release sign off.

Compliance, risk and governance

The paperwork done properly, in plain English.

KYC, CDD and AML support

Onboarding, screening and case work, documented and reviewable.

Governance frameworks

Policies, controls and committee packs that hold up under audit.

GDPR and data protection

Plain English records of processing, DPIAs and data flows.

BCBS 239 regulatory data compliance

In plain English: the international rule for how banks handle the data behind their risk reports.

Credit risk and collections support

Strategies, model challenge and reporting for credit teams.

Model risk and validation

Independent review and challenge of models the business depends on, with assumptions written down and tested.

Start a project

Send a paragraph by email. Get a clear reply by tomorrow.

One paragraph is enough. We reply within one working day with questions, or with a scope and price tailored to your brief.

kos@kosanalytics.co.ukOpen the contact form